Texting Bans Save Lives and Loss Ratio Points (May, 2019)
Concurrent with the release of our May Assured Briefing, reports surfaced that Florida would make texting-while-driving a primary offense. Our work shows that'll be good news for insurers' loss ratios. In our May Briefing we examine the impact of various forms of distracted driving laws on the loss ratios of auto insurers. Bottom line - the more restrictive the better.
Time to Reevaluate Liability Exposure to Dioceses (April, 2019)
In our February Assured Briefing we revisited the sad topic of sexual abuse cases centered on, but not limited to, the Catholic church. While some insurers of various archdioceses may have settled with their policyholders in the early 2000s, our conversations with insurance professionals revealed that additional liability and coverage could remain. In April, one national insurer took a reserve charge for the NY law passed in Feb. More charges and insurers could be implicated. Read our Assured Comment on the topic.
Social Inflation is Back! It says so in our Press Release (March, 2019)
In an Assured Report released in March, we once again revisit our most inquired-about research topic over the past two years. With fresh data on the three bedrocks of our work legal advertising, trends in the judiciary, and third-party litigation finance, this report concludes that social inflation remains a threat to the margins of P/C insurers. Check out our press release on the report (here) and contact us to receive the report as part of a free trial.
Assured Comment on Non-Cat Weather (February, 2019)
The problem isn't more weather, it's more exposures where the weather is happening! That's the conclusion we've reached since 2018 when studying the patterns of convective storm perils, GDP and housing unit growth rates in tornado alley states. Our most recent Assured Comment on the topic is available for reading - just visit our Research Tab. And while there check out our research charts to see the diversity of our work.
Assured Research Featured in Law360; Genomics Revolution (December, 2018)
Assured Research was proud to work with Innovative Science Solutions and co-author a note featured in Law360: P/C Insurers Face a Genomics Revolution. Our simple message: P/C insurers need to get on board with the genomics revolution overtaking civil litigation - or risk being run over! Register at Law360 for a copy or access the report here.